Preparing for emergencies remains an essential part of creating a robust financial plan. It creates a bridge over troubled water that helps us navigate the most difficult times in our lives, making future success more likely. That’s why we always urge our clients to set aside an emergency fund.

According to a recent poll by Alignable word-of-mouth referrals are the most effective way to drive local business. That doesn't have to be bad news for introverts.

Walking down the street today, help wanted signs seem to be everywhere. Of course, if you own your own business, or work in a small business, you know what it’s like to have that sign hang in your window for one, two, even three months or more. While many blame the Canadian Emergency Response Benefit (CERB) for the shortage, a September 2021 study by the Business Development Bank of Canada (BDC) suggests otherwise.

While creating your own business from scratch seems to have caught our collective interest, it’s not the only way to be your own boss. Depending on your skill set, time of life, and financial situation, buying a business may be a better option for you. Or, the opposite might be true.

For high income earners, RRSPs can feel a bit like, well, squeezing into your favourite jeans from twenty years ago. They may still fit, but they’re definitely not comfortable anymore. The good news is there's a more comfortable way.