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Our View

On the latest financial trends and news.


What is a pension bridge benefit?  Thumbnail

What is a pension bridge benefit?

For those with Defined Benefits (DB) pension plans, leaving the workforce early, even before your Canadian Pension Plan (CPP) or Old Age Security (OAS) kicks in, will often trigger a bridge benefit. As this can bring up new options for you in your retirement, it’s wise to understand this benefit before you decide to retire early.

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Your Guide to Converting RRSPs to RRIFs Thumbnail

Your Guide to Converting RRSPs to RRIFs

As you approach retirement age, your focus on savings naturally begins to change. You stop viewing that nest egg as a place to store money, and start seeing it as a place to pull money from. For those heavily invested in RRSPs, RRIFs are one of the most popular vehicles to make that transition because it's nearly seamless and the RRIF is a very flexible tool used to optimize your savings and help to manage your spending.

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