
How cost and income splitting benefits couples in retirement
One of the most effective ways to lower your tax burden is to split your income with your spouse.
One of the most effective ways to lower your tax burden is to split your income with your spouse.
Work doesn’t look anything like it did prior to 2020, and neither does retirement. Some people decided to retire early and leave all the changes and technical challenges to the younger generation, while others are working longer now that their commute is down to five minutes, and business casual got really casual. With all these changes, it can be hard to decide when to take CPP.
A tool for managing the financial future of people with disabilities, RDSPs can help you ensure your child has a solid financial future no matter what happens to you. That peace of mind is invaluable.
In the fable of the ant and the grasshopper, the ant works all summer storing up food so he can be comfortable in the winter. The grasshopper decides he’d rather have fun and spends the summer fiddling. But, when it comes to retirement investments, the truth is neither of those investment strategies is very good for most people.
While the paths to successful retirement may look different, the roads to ruin tend to look very similar. So, we’re going to cover six of the mistakes we see most often, so you can avoid them and stay on your path.
CPP calculations are complex, taking into account a lot of variables. While each plays its part in defining your benefits, one of the most important variables for you to consider is when to take your benefits.