One of the most effective ways to lower your tax burden is to split your income with your spouse.

Let’s take a moment and rewind – back before you started your career, your relationship or your family. Back then, when you had more time and less money, how much did you spend? What about now? The difference between the two is lifestyle inflation.

The foundation of financial planning is savings. When you save, you secure your financial future and make it easier to fund your dreams. Often when we talk of savings, we focus on retirement. But, there’s so much more to savings than that.

Taxes are hard. Even Einstein had problems with them and he was a genius. But we've got good news, if you strip it back to the essentials, you can sum up a good tax strategy in four words.

Work doesn’t look anything like it did prior to 2020, and neither does retirement. Some people decided to retire early and leave all the changes and technical challenges to the younger generation, while others are working longer now that their commute is down to five minutes, and business casual got really casual. With all these changes, it can be hard to decide when to take CPP.

A tool for managing the financial future of people with disabilities, RDSPs can help you ensure your child has a solid financial future no matter what happens to you. That peace of mind is invaluable.