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Our View

On the latest financial trends and news.


How do trigger rates work in Canada?  Thumbnail

How do trigger rates work in Canada?

When mortgage rates rise too high, too quickly (like they have recently) the rigid payment schedule and floating interest rates of adjustable rate mortgages causes them to hit what’s called a trigger rate. This can have far-reaching effects on your budget as a homeowner in Canada.

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Tax-Free First Home Buyer’s Savings Account Thumbnail

Tax-Free First Home Buyer’s Savings Account

Numbers from Statistics Canada and the Canadian Real Estate Association show the average national home price is more than seven times the average household income. Combined with the recent rise in interest rates, this has made the dream of owning a house much more difficult. To bring the dream back within reach, the government is stepping in with the creation of the First Home Savings Account (FHSA).

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A comprehensive insurance guide Thumbnail

A comprehensive insurance guide

Insurance can get tricky fast. Not only are you looking into the future without a crystal ball, you’re trying to do it across a variety of assets and abilities that make up your life. Finding the right balance is hard, especially when you’re dealing with so many options – each with its own small print.

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