When mortgage rates rise too high, too quickly (like they have recently) the rigid payment schedule and floating interest rates of adjustable rate mortgages causes them to hit what’s called a trigger rate. This can have far-reaching effects on your budget as a homeowner in Canada.

Disabilities can make day-to-day life challenging, but they can also make day-to-day life much more expensive. To help Canadians on disability who struggle to pay their bills, we'll walk you through the federal government's services that can help you offset those costs.

Buying your first home in Canada is a major milestone in many Canadians' lives. You’re investing in your community, your future and in the stability of your family. However, for many Canadians, down payment requirements make it challenging to get into the market. The new FHSA can help.

While most small financial snags aren’t a cause for concern, some financial mistakes have the power to derail your financial plans and affect your wealth for years to come. Get familiar with the top 3 mistakes so you can avoid these pitfalls and their long-term effects.

For many, that extra cash gets eaten up by lifestyle inflation. However, for those who want to make the most of it, deciding what to do with it can be difficult. Often, it comes down to two options: Should I invest or should I pay down my debt?

As you approach retirement age, your focus on savings naturally begins to change. You stop viewing that nest egg as a place to store money, and start seeing it as a place to pull money from. For those heavily invested in RRSPs, RRIFs are one of the most popular vehicles to make that transition because it's nearly seamless and the RRIF is a very flexible tool used to optimize your savings and help to manage your spending.