75% of people don't use a financial planner. Instead, they add financial planning to the long list of chores and hope they make the right decisions.

Cost plus can seem confusing at first glance. IN this article, we walk through how it can help your business lower your tax burden while still giving your employees top-level care.

CPP calculations are complex, taking into account a lot of variables. While each plays its part in defining your benefits, one of the most important variables for you to consider is when to take your benefits.

Now that you’re retired, you have a fixed amount of money to use for the next 30 (or more) years. That bank account doesn’t ebb and flow anymore, it only drains. For the right couple, income splitting can help you save money without affecting your lifestyle.

For those with Defined Benefits (DB) pension plans, leaving the workforce early, even before your Canadian Pension Plan (CPP) or Old Age Security (OAS) kicks in, will often trigger a bridge benefit. As this can bring up new options for you in your retirement, it’s wise to understand this benefit before you decide to retire early.

There are many reasons why keeping your money in a bank is better than under a mattress or in an old coffee can buried in your backyard. But, one of the biggest is the Canada Deposit Insurance Corporation’s (CDIC) deposit insurance.