With increasing life expectancy and rapid inflation, Canadians are working longer than before, leaving many near-retirees wondering when they should start taking their Canadian Pension Plan (CPP) and how that will affect their Post Retirement Benefit (PRB). Read on to better understand how the PRB will affect your retirement planning.

Numbers from Statistics Canada and the Canadian Real Estate Association show the average national home price is more than seven times the average household income. Combined with the recent rise in interest rates, this has made the dream of owning a house much more difficult. To bring the dream back within reach, the government is stepping in with the creation of the First Home Savings Account (FHSA).

For employers trying to attract talent in this competitive job market, it’s critical to stay up to date on benefits trends. Dialling in your company’s benefits package helps attract and retain employees in a cost-effective manner – often adding desire to your offer without requiring a larger monetary investment.

Insurance can get tricky fast. Not only are you looking into the future without a crystal ball, you’re trying to do it across a variety of assets and abilities that make up your life. Finding the right balance is hard, especially when you’re dealing with so many options – each with its own small print.

When talking about our finances, we often get caught up in the dollars and cents, and the tangible return on investment (ROI) we can use to improve our lives. But, if that's the main criteria we use when we’re looking for a Financial Advisor, we may miss other important aspects. of the relationship and end up working with an advisor that doesn’t fit with our needs or wants.

Wills are rarely simple. Add blended families into the mix and it gets incredibly complex. So, the wills of both partners in a blended family must be created carefully so that it doesn’t add more tension to an already challenging time.